:root{
  --navy:#1B3A5C;--navy-deep:#13294a;--ink:#1a1f2b;--muted:#6b7480;
  --line:#e6e8ec;--bg-soft:#f5f6f8;--red:#D8232A;--green:#3ec96b;
  --serif:"Spectral", Georgia, serif;--sans:"Inter", system-ui, sans-serif;
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:var(--sans);color:var(--ink);background:#fff;font-size:14px;line-height:1.55;-webkit-font-smoothing:antialiased}
h1,h2,h3,h4{font-family:var(--serif);font-weight:400;color:#1a1f2b;letter-spacing:-0.005em}
a{color:inherit;text-decoration:none}
img{display:block;max-width:100%}
button{font:inherit;cursor:pointer;border:0}
.wrap{max-width:1180px;margin:0 auto;padding:0 24px}

/* ===== NAV ===== */
.nav{position:sticky;top:0;z-index:50;background:#fff;border-bottom:1px solid var(--line);transition:box-shadow .4s ease}
.nav.scrolled{box-shadow:0 1px 8px rgba(0,0,0,0.06)}
.nav-row{display:flex;align-items:center;justify-content:space-between;height:64px;gap:16px;transition:height .4s cubic-bezier(0.25,0.1,0.25,1)}
.nav.scrolled .nav-row{height:48px}
.nav img{transition:height .4s cubic-bezier(0.25,0.1,0.25,1)}
.nav.scrolled img{height:32px !important}
.brand{display:flex;align-items:center;gap:10px;flex-shrink:0}
.brand-mark{width:30px;height:22px;background:var(--red);display:grid;place-items:center;position:relative;border:1px solid #b81d24}
.brand-mark::before{content:"";position:absolute;width:14px;height:3px;background:#fff}
.brand-mark::after{content:"";position:absolute;width:3px;height:14px;background:#fff}
.brand-name{font-family:var(--serif);font-size:18px;font-weight:500;letter-spacing:0.06em;color:#1a1f2b}
.nav-links{display:flex;gap:28px;align-items:center}
.nav-links a{font-size:13px;color:#3a4555;font-weight:400;transition:color .15s;white-space:nowrap}
.nav-links a.active{color:#1a1f2b;font-weight:500}
.nav-links a:hover{color:#1a1f2b}
.nav-right{display:flex;align-items:center;gap:12px;font-size:13px;color:#3a4555;flex-shrink:0}
.lang{display:inline-flex;gap:6px}
.lang .on{color:#1a1f2b;font-weight:600}
.lang .sep{color:#c9d0da}
.login{font-size:13px;color:#3a4555;white-space:nowrap}

/* MOBILE NAV */
.nav-toggle{display:none;background:none;border:none;padding:8px;cursor:pointer}
.nav-toggle span{display:block;width:22px;height:2px;background:var(--ink);margin:5px 0;transition:all .2s}
.nav-toggle.open span:nth-child(1){transform:rotate(45deg) translate(5px,5px)}
.nav-toggle.open span:nth-child(2){opacity:0}
.nav-toggle.open span:nth-child(3){transform:rotate(-45deg) translate(5px,-5px)}

/* ===== BUTTONS ===== */
.btn{display:inline-flex;align-items:center;gap:8px;padding:12px 22px;border-radius:2px;font-size:13px;font-weight:500;transition:all .15s;cursor:pointer;text-align:center;justify-content:center}
.btn-primary{background:#1a2740;color:#fff;border:1px solid #1a2740;position:relative;overflow:hidden}
.btn-primary::before{content:'';position:absolute;top:0;left:-100%;width:60%;height:100%;background:linear-gradient(90deg,transparent,rgba(255,255,255,0.2),transparent);transition:none}
.btn-primary:hover::before{left:120%;transition:left .6s ease}
.btn-primary:hover{background:#0f1a2e}
.btn-secondary{background:#fff;border:1px solid #c9d0da;color:#1a1f2b;position:relative;overflow:hidden}
.btn-secondary::before{content:'';position:absolute;top:0;left:-100%;width:60%;height:100%;background:linear-gradient(90deg,transparent,rgba(26,39,64,0.06),transparent);transition:none}
.btn-secondary:hover::before{left:120%;transition:left .6s ease}
.btn-secondary:hover{border-color:#1a2740}
.btn-light{background:#fff;color:#1a1f2b;border:1px solid #fff}

/* ===== HERO ===== */
.hero{position:relative;min-height:480px;display:flex;align-items:center;overflow:hidden;
  background:url("hero-bg.jpg") right center/cover}
.hero::before{content:"";position:absolute;inset:0;
  background:linear-gradient(90deg, rgba(255,255,255,0.95) 0%, rgba(255,255,255,0.75) 35%, rgba(255,255,255,0.2) 60%, rgba(255,255,255,0) 100%)}
.hero{justify-content:flex-start}
.hero .wrap{position:relative;z-index:1;padding-top:80px;padding-bottom:60px;width:100%}
.hero-copy{max-width:540px;text-align:left}
.hero h1{font-size:clamp(32px,5vw,54px);line-height:1.1;font-weight:300;color:#1a1f2b;margin-bottom:20px;letter-spacing:-0.015em}
.hero-sub{font-size:15px;color:#3a4555;line-height:1.65;max-width:480px;margin-bottom:32px}
.hero-cta{display:flex;gap:10px;flex-wrap:wrap}

/* ===== PAGE HERO ===== */
.page-hero{padding:100px 0 50px;background:var(--bg-soft);border-bottom:1px solid var(--line)}
.page-hero .intro-eyebrow{margin-bottom:12px}
.page-hero h1{font-family:var(--serif);font-size:clamp(30px,4vw,42px);font-weight:300;color:#1a1f2b;margin-bottom:16px}
.page-hero p{font-size:15px;color:#3a4555;max-width:600px;line-height:1.7}

/* ===== SECTION HELPERS ===== */
.intro-strip{padding:56px 0;background:#fff;text-align:center}
.intro-eyebrow{font-size:10.5px;letter-spacing:0.3em;text-transform:uppercase;color:var(--muted);font-weight:500;margin-bottom:14px}
.intro-title{font-family:var(--serif);font-weight:400;font-size:clamp(24px,3.5vw,30px);color:#1a1f2b;margin-bottom:36px;letter-spacing:-0.01em}
.intro-row{display:grid;grid-template-columns:repeat(3,1fr);gap:32px;max-width:980px;margin:0 auto;text-align:left}
.intro-cell{display:flex;gap:14px;align-items:flex-start}
.intro-cell .icn{width:34px;height:34px;color:var(--navy);flex-shrink:0;display:grid;place-items:center}
.intro-cell .icn svg{width:28px;height:28px;stroke-width:1.3}
.intro-cell h4{font-family:var(--sans);font-weight:600;font-size:13px;color:#1a1f2b;margin-bottom:5px}
.intro-cell p{font-size:12px;color:#5b6776;line-height:1.5}

/* ===== PRODUCTS ===== */
/* Steps Cards */
.step-card{background:#fff;border:1px solid #e5e7eb;padding:32px 28px;position:relative;transition:box-shadow .3s ease}
.step-card:hover{box-shadow:0 4px 20px rgba(0,0,0,0.08)}
.step-card--highlight{border:2px solid var(--navy,#1B3A5C);box-shadow:0 4px 20px rgba(0,0,0,0.08)}
.step-num-new{font-size:48px;font-weight:200;color:#d0d5dd;line-height:1;font-family:var(--serif,Spectral,serif)}
.step-arrow{display:flex;align-items:center;justify-content:center;font-size:20px;color:#c9d0da;padding:0 16px}
@media (max-width:900px){
  .steps-row{grid-template-columns:1fr !important}
  .step-arrow{transform:rotate(90deg);padding:12px 0}
}
.products-wrap{padding:52px 0 80px;background:var(--bg-soft);text-align:center;position:relative}
.products-wrap::before{content:"";position:absolute;inset:0;background:url("https://images.unsplash.com/photo-1486673748761-a8d18475c757?auto=format&fit=crop&w=1800&q=80") center/cover;opacity:0.06}
.products-wrap > .wrap{position:relative}
.products{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;text-align:left}
.product{background:#fff;border:1px solid var(--line);overflow:hidden;display:flex;flex-direction:column;transition:background .3s ease,box-shadow .3s ease,transform .3s ease}
.product:hover{background:#f4f6f8;box-shadow:0 4px 16px rgba(0,0,0,0.06);transform:translateY(-2px)}
.product-img{height:130px;background-size:cover;background-position:center}
.product-body{padding:20px;display:flex;flex-direction:column;flex:1}
.product h3{font-family:var(--serif);font-weight:500;font-size:16px;line-height:1.25;color:#1a1f2b;margin-bottom:10px}
.product .desc{font-size:12.5px;color:#5b6776;line-height:1.5;margin-bottom:14px}
.product .for{font-size:11px;letter-spacing:0.16em;text-transform:uppercase;color:#1a1f2b;font-weight:600;margin-bottom:8px}
.product ul{list-style:none;margin:0 0 16px;display:flex;flex-direction:column;gap:5px}
.product li{font-size:11.5px;color:#3a4555;padding-left:10px;position:relative;line-height:1.45}
.product li::before{content:"·";position:absolute;left:2px;top:-2px;font-weight:700}
.product .more{margin-top:auto;font-size:12px;color:#1a1f2b;font-weight:500;display:inline-flex;align-items:center;gap:4px}
.product .more::after{content:"→"}
.products-disclaimer{margin-top:36px;font-size:12px;color:var(--muted)}

/* ===== DOSSIER ===== */
.dossier-section{padding:80px 0;background:#fff}
.dossier-box{max-width:680px;margin:0 auto;text-align:center;padding:48px 32px;border:1px solid var(--line);background:var(--bg-soft)}
.dossier-badge{display:inline-block;font-size:10px;font-weight:600;letter-spacing:0.2em;text-transform:uppercase;padding:5px 14px;background:var(--navy);color:#fff;margin-bottom:20px}
.dossier-box h2{font-family:var(--serif);font-size:28px;margin-bottom:16px}
.dossier-box p{font-size:14px;color:#5b6776;line-height:1.7;margin-bottom:24px}
.dossier-list{list-style:none;text-align:left;max-width:400px;margin:0 auto}
.dossier-list li{font-size:13px;color:#3a4555;padding:10px 0 10px 18px;border-bottom:1px solid var(--line);position:relative}
.dossier-list li::before{content:"";position:absolute;left:0;top:50%;transform:translateY(-50%);width:5px;height:5px;background:var(--navy)}

/* ===== TEAM+DASH (DARK) ===== */
.team-dash{position:relative;color:#dde3ec;padding:64px 0 72px;background:#0d1d33;overflow:hidden}
.team-dash::before{content:"";position:absolute;inset:0;background:url("https://images.unsplash.com/photo-1454496522488-7a8e488e8606?auto=format&fit=crop&w=1800&q=80") center/cover;opacity:0.22;filter:saturate(0.5)}
.team-dash::after{content:"";position:absolute;inset:0;background:linear-gradient(180deg, rgba(13,29,51,0.85), rgba(13,29,51,0.95))}
.team-dash .wrap{position:relative;z-index:1}
.td-grid{display:grid;grid-template-columns:1fr 1.5fr;gap:48px;align-items:start}
.td-eyebrow{font-size:10.5px;letter-spacing:0.3em;text-transform:uppercase;color:#9bb0c8;font-weight:500;margin-bottom:14px}
.td-grid h2{font-family:var(--serif);font-weight:300;font-size:clamp(26px,3.5vw,34px);color:#fff;line-height:1.2;margin-bottom:24px;letter-spacing:-0.01em}
.td-text{font-size:13px;color:#b6c2d2;line-height:1.6;max-width:380px;margin-bottom:32px}
.team-row{display:flex;gap:14px;flex-wrap:wrap}
.person{background:rgba(255,255,255,0.04);border:1px solid rgba(255,255,255,0.08);width:170px}
.person-photo{width:100%;height:170px;background-size:cover;background-position:center top;background-color:#22405e}
.person-info{padding:10px 12px;display:flex;justify-content:space-between;align-items:flex-start;gap:6px}
.person-info .nm{font-family:var(--serif);font-size:14px;color:#fff;font-weight:500;line-height:1.2}
.person-info .rl{font-size:10.5px;color:#9bb0c8;margin-top:2px}
.person-info .li{width:18px;height:18px;background:#0a66c2;display:grid;place-items:center;color:#fff;flex-shrink:0}
.person-info .li svg{width:11px;height:11px}

/* DASHBOARD */
.dash{display:grid;grid-template-columns:1.5fr 1fr;gap:14px}
.dash-panel{background:rgba(8,17,30,0.65);border:1px solid rgba(255,255,255,0.08);padding:16px 18px}
.dash-h{font-size:10px;letter-spacing:0.22em;text-transform:uppercase;color:#7e93ad;font-weight:600;margin-bottom:12px}
.equity-svg{width:100%;height:140px;display:block}
.axis-x{display:grid;grid-template-columns:repeat(7,1fr);font-size:9px;color:#6b7e94;margin-top:6px;padding-left:30px}
.perf-big{font-family:var(--sans);font-size:36px;font-weight:600;color:#5fd98a;line-height:1;letter-spacing:-0.01em}
.perf-ytd{font-size:10.5px;letter-spacing:0.22em;text-transform:uppercase;color:#7e93ad;margin-top:8px;font-weight:600}
.perf-grid{display:grid;grid-template-columns:1fr 1fr;gap:12px 18px;margin-top:18px}
.perf-grid .k,.stats-grid .k{font-size:9.5px;letter-spacing:0.16em;text-transform:uppercase;color:#7e93ad;margin-bottom:3px;font-weight:600}
.perf-grid .v,.stats-grid .v{font-family:var(--sans);font-size:17px;font-weight:600;color:#fff;letter-spacing:-0.01em}
.perf-grid .v.dn{color:#ff8b8b}
.stats-grid{display:grid;grid-template-columns:1fr 1fr;gap:12px 18px}
.monthly-bars{display:grid;grid-template-columns:repeat(12,1fr);gap:3px;height:80px;align-items:end;margin-top:6px}
.bar{background:#5fd98a;border-radius:1px}
.bar.neg{background:#e57373}
.month-axis{display:grid;grid-template-columns:repeat(12,1fr);font-size:8px;color:#6b7e94;text-align:center;margin-top:4px}
.td-disclaimer{margin-top:28px;font-size:11px;color:#9bb0c8;line-height:1.5;display:flex;justify-content:space-between;align-items:center;gap:24px;flex-wrap:wrap}
.td-disclaimer .btn{padding:9px 16px;font-size:12px;background:transparent;color:#fff;border:1px solid rgba(255,255,255,0.3)}

/* STRATEGIES */
.strategies{padding:60px 0;background:#fff}
.strat-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin-top:36px}
.strat-card{padding:28px 20px;border:1px solid var(--line);text-align:center}
.strat-card h4{font-family:var(--serif);font-size:17px;margin-bottom:8px}
.strat-card p{font-size:12.5px;color:#5b6776;line-height:1.5}

/* ABLAUF */
.ablauf-section{padding:80px 0;background:#fff}
.steps-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:32px;margin-top:48px}
.step{padding:24px}
.step-num{font-family:var(--serif);font-size:40px;color:var(--line);margin-bottom:12px;line-height:1}
.step-line{width:36px;height:2px;background:var(--navy);margin-bottom:14px}
.step h4{font-family:var(--sans);font-size:14px;font-weight:600;color:#1a1f2b;margin-bottom:8px}
.step p{font-size:12.5px;color:#5b6776;line-height:1.5}
.step.highlight{background:var(--bg-soft);border-left:3px solid var(--navy)}

/* ABOUT */
.about-section{padding:80px 0;background:#fff}
.about-intro{font-size:15px;color:#3a4555;max-width:640px;line-height:1.8;margin-bottom:48px}
.values-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:32px;margin-top:48px;margin-bottom:60px}
.value-card{text-align:center;padding:28px 20px}
.value-card h4{font-family:var(--serif);font-size:20px;margin-bottom:10px}
.value-card p{font-size:13px;color:#5b6776;line-height:1.6}
.team-grid-about{display:grid;grid-template-columns:repeat(2,1fr);gap:32px;max-width:500px}
.team-card-about{text-align:center}
.team-card-about .photo{width:100%;aspect-ratio:3/4;background:#c8d0da;margin-bottom:16px}
.team-card-about h3{font-family:var(--serif);font-size:18px;margin-bottom:4px}
.team-card-about p{font-size:13px;color:var(--muted)}
.diskretion{margin-top:48px;font-size:14px;font-style:italic;color:var(--muted)}

/* KONTAKT */
.kontakt-section{padding:80px 0;background:#fff}
.kontakt-grid{display:grid;grid-template-columns:1.2fr 1fr;gap:60px;margin-top:36px}
.kontakt-form{display:flex;flex-direction:column;gap:16px}
.form-row{display:grid;grid-template-columns:1fr 1fr;gap:16px}
.form-group label{display:block;font-size:12px;font-weight:500;color:var(--muted);margin-bottom:6px;letter-spacing:0.04em}
.form-group input,.form-group textarea{width:100%;font-family:var(--sans);font-size:14px;padding:11px 14px;border:1.5px solid var(--line);background:#fff;color:var(--ink);outline:none;transition:border-color .2s;border-radius:2px}
.form-group input:focus,.form-group textarea:focus{border-color:var(--navy)}
.form-group textarea{resize:vertical}
.kontakt-info h3{font-family:var(--serif);font-size:22px;margin-bottom:20px}
.kontakt-info p{font-size:14px;color:#3a4555;line-height:1.8}
.email-link{color:var(--navy);font-weight:500}

/* ÜBER UNS */
.ueber-wrap{padding:80px 0;background:#fff;text-align:center}
.ueber-wrap .intro-title{font-size:clamp(24px,3.5vw,34px);font-weight:300;margin-bottom:18px}
.ueber-wrap p{font-size:14.5px;color:#3a4555;line-height:1.7;max-width:680px;margin:0 auto}

/* NICHT BANNER */
.nicht-banner{max-width:680px;margin:0 auto;text-align:center}
.nicht-banner h3{font-family:var(--serif);font-size:22px;margin-bottom:10px;color:var(--red)}
.nicht-banner p{font-size:14px;color:#3a4555;line-height:1.7}

/* DISCLAIMER POPUP */
.disclaimer-popup{display:none;position:fixed;inset:0;z-index:999;background:rgba(15,36,64,0.85);backdrop-filter:blur(6px);align-items:center;justify-content:center;padding:20px}
.disclaimer-popup-inner{background:#fff;max-width:520px;width:100%;padding:36px 32px;text-align:center}
.disclaimer-popup-inner h3{font-family:var(--serif);font-size:22px;margin-bottom:16px}
.disclaimer-popup-inner p{font-size:13px;color:#3a4555;line-height:1.7;margin-bottom:14px}

/* LEGAL PAGES */
.legal-section{padding:100px 0 80px;background:#fff}
.legal-section h1{font-family:var(--serif);font-size:clamp(28px,4vw,40px);font-weight:300;margin-bottom:8px}
.legal-section .legal-date{font-size:12px;color:var(--muted);margin-bottom:40px}
.legal-content{max-width:720px}
.legal-content h2{font-family:var(--serif);font-size:20px;font-weight:400;margin:40px 0 12px;color:#1a1f2b;padding-top:20px;border-top:1px solid var(--line)}
.legal-content h2:first-of-type{border-top:none;padding-top:0}
.legal-content h3{font-family:var(--sans);font-size:14px;font-weight:600;margin:24px 0 8px;color:#1a1f2b}
.legal-content p{font-size:13.5px;color:#3a4555;line-height:1.7;margin-bottom:12px}
.legal-content ul{margin:8px 0 16px 20px}
.legal-content li{font-size:13.5px;color:#3a4555;line-height:1.7;margin-bottom:6px}
.legal-content a{color:var(--navy);text-decoration:underline}

/* ===== FOOTER ===== */
.footer{background:#fff;padding:48px 0 28px;border-top:1px solid var(--line)}
.foot-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1.2fr;gap:40px}
.foot-brand .brand{margin-bottom:12px}
.foot-brand p{font-size:12.5px;color:var(--muted);max-width:240px;line-height:1.6;font-family:var(--serif);font-style:italic}
.foot-col h5{font-family:var(--sans);font-size:13px;font-weight:600;color:#1a1f2b;margin:0 0 14px}
.foot-col ul{list-style:none;display:flex;flex-direction:column;gap:7px}
.foot-col a,.foot-col li{font-size:12.5px;color:#3a4555}
.foot-col a:hover{color:var(--navy)}
.foot-col p{font-size:12.5px;color:#3a4555;line-height:1.7}
.foot-disclaimer{margin-top:36px;padding-top:20px;border-top:1px solid var(--line);font-size:10.5px;color:var(--muted);line-height:1.6;text-align:center}

/* ===== RESPONSIVE — TABLET ===== */
@media (max-width:980px){
  .nav-links{display:none}
  .nav-links.open{display:flex;flex-direction:column;position:absolute;top:64px;left:0;right:0;background:#fff;padding:20px 24px;gap:16px;border-bottom:1px solid var(--line);box-shadow:0 8px 24px rgba(0,0,0,0.08)}
  .nav-toggle{display:block}
  .nav-right .lang,.nav-right .login{display:none}
  .nav-links.open ~ .nav-right .lang,.nav-links.open ~ .nav-right .login{display:inline-flex}

  .intro-row{grid-template-columns:1fr}
  .products{grid-template-columns:repeat(2,1fr)}
  .td-grid{grid-template-columns:1fr}
  .dash{grid-template-columns:1fr}
  .foot-grid{grid-template-columns:1fr 1fr}
  .steps-grid{grid-template-columns:repeat(2,1fr)}
  .strat-grid{grid-template-columns:repeat(2,1fr)}
  .values-grid{grid-template-columns:1fr}
  .kontakt-grid{grid-template-columns:1fr}
  .hero{min-height:auto}
  .hero::before{background:linear-gradient(180deg, rgba(255,255,255,0.95) 0%, rgba(255,255,255,0.8) 60%, rgba(255,255,255,0.5) 100%)}
}

/* ===== RESPONSIVE — MOBILE ===== */
@media (max-width:600px){
  .wrap{padding:0 16px}
  .hero-cta{flex-direction:column}
  .hero-cta .btn{width:100%}
  .products{grid-template-columns:1fr}
  .steps-grid{grid-template-columns:1fr}
  .strat-grid{grid-template-columns:1fr}
  .foot-grid{grid-template-columns:1fr}
  .form-row{grid-template-columns:1fr}
  .team-grid-about{grid-template-columns:1fr;max-width:280px}
  .person{width:100%;max-width:200px}
  .page-hero{padding:90px 0 40px}
  .intro-strip,.ueber-wrap,.about-section,.ablauf-section,.kontakt-section,.strategies,.dossier-section,.legal-section{padding:60px 0}
  .td-disclaimer{flex-direction:column;text-align:center}
  .dossier-section [style*="display:flex"][style*="gap:60px"]{flex-direction:column !important;gap:40px !important}
}